Bankruptcy

If you are reading this page, then it’s likely that you may be facing some tough financial problems. Regardless of what many news channels say, we know it can be a rough economy in Central Alabama. We can provide financial solutions, and we have been doing so for four decades! The Sellers Law Firm has represented thousands of people who faced hard financial problems. In today’s world, everyone is feeling the effects of the current economic downturn. Many people have had their hours cut or have lost their jobs. Some people find themselves burdened with unexpected medical expenses or they find themselves going through a divorce, and all of a sudden a household goes from two incomes to one. Others find themselves struggling to make ends meet due to increased cost for everyday necessities such as groceries, gasoline and utilities. Some individuals are struggling to keep their homes from being foreclosed, their automobiles from being repossessed or their wages from being garnished. When these terrible things happen, our Montgomery, Selma, and Central Alabama bankruptcy lawyers are here! Being able to take care of yourself and your family is fundamental, but what do you do when it feels like everything is crashing in on you? Call The Sellers Law Firm! A Chapter 7 or Chapter 13 debt consolidation may be the answer and best option for you!

Bankruptcy is a process that helps individuals and businesses reorganize, consolidate or discharge debts. Bankruptcy allows some debts to be forgiven or paid back at a reduced percentage. Bankruptcy can even reduce interest rates on homes and cars. All bankruptcy cases are filed in the federal bankruptcy court, and the right to file bankruptcy is provided by federal law. Unlike the debt relief agencies that you see advertised on television, only a Chapter 7 bankruptcy or Chapter 13 debt consolidation gives you a federal court order which will protect you from your creditors. If a creditor breaks the terms of this court order, they can be held in contempt of court and punished by the bankruptcy judge! Only a bankruptcy can provide this type of relief! An experienced bankruptcy lawyer such as those at The Sellers Law Firm will know how to protect you and fight for your rights!

For many, bankruptcy is the only solution to problems such as creditor harassment, garnishments, repossessions, and even foreclosure. Sitting down with a qualified bankruptcy lawyer is the first step in finding out what your options are and which option will best serve your needs. The attorneys at The Sellers Law Firm are experienced and knowledgeable in the area of bankruptcy law, and have helped thousands throughout the Montgomery, Selma, and Central Alabama take back control of their financial life and protect their property! Your consultations are always free, which means there is no hidden cost or obligation. The first consultation allows you to sit down with one of our bankruptcy lawyers, get answers to your questions, and find out what options are available. In fact, we don’t charge for any consultations. Our bankruptcy lawyers know that you may need subsequent visits to decide which option is best for you! We never pressure anyone into filing a bankruptcy. A bankruptcy is a last resort option and if there are options other than filing a bankruptcy, then we will help you explore those other possible solutions.

If you or someone you know is overwhelmed by debt, about to lose a car or home, facing foreclosure, drowning in medical bills or having their wages garnished then The Sellers Law Firm can help. We work to achieve a successful outcome for our clients by protecting your rights and property. We can help you through this process and ensure compassionate, courteous, effective representation. We believe in being straightforward and honest with everyone. If you need help protecting your property and regaining control of your financial life, call us. Let our Montgomery, Selma, and Central Alabama bankruptcy lawyers fight for what matters most to you! Call today! Remember that doing nothing, changes nothing!

Remember, we have an office near you. For many years, we had clients ask us, “why don’t you have an office near me.” We answered the “near me” question by creating four offices in Central Alabama. We are located in Montgomery, Selma, Greenville, and Troy! Call or text us at 334-LAWYERS (334-529-9377) today to start getting the help that you need! Our phones are answered 24 hours a day, and we can usually meet with you within 24 hours! You can also reach us by email at bsellers@sellerslawfirm.com, send us a Facebook message or use the Contact Form on our website! For even more information on the types of bankruptcies, please click on the links below! Consultations are always free at The Sellers Law Firm!

• Bankruptcy FAQ
• Chapter 7
• Chapter 13
• Special Circumstances
• Bankruptcy Glossary
• Bankruptcy Myths
• Bankruptcy Process
• Facing Foreclosure
• Life After Bankruptcy
• Repossessions
• Wage Garnishment
• Bankruptcy Exemptions
• Your Home in Chapter 7
• Chapter 7 Means Test
• Role of Chapter 7 Trustee
• Section 341 Meeting of Creditors
• The Confirmation Hearing
• Motion to Dismiss Chapter 13 for Non-Payment
• Chapter 7 No Asset Case
• Key Deadlines in Bankruptcy
• Motion for Relief from Stay
• Proof of Claims Bar Date
• The Sheriff’s Sale